july 2015

It is so hard to believe that there are just 1.5 days left in june and that we're already halfway through 2015!?! i did fairly well with my june goals so here are my goals/fun stuff that's happening for/in july. :)

fiscal
1. pay remaining balance on snowball #1. 3 payments made. balance down to <$300.00 final payment made = balance is ZERO!!!!
2. make at least $300.00 payment on snowball #2... paid $325.00 this month balance is <$2200.00 (i know it's terrible. why on earth would i put real numbers out there?! because this is real life, real debt, real money!)
3. OR, pay balance of car insurance ($482.80). i opted to pay off snowball #1 instead :)
4. open a savings account -- i've been really tempted to use my savings to help pay down my debt but i really like having that extra money around. if it comes down to december and i have a $300.00 gap between debt and being debt-free, i'll use it but not before. bit the bullet and put my savings into my account to be put towards my debt. it's hard to hold onto savings when there's debt to be paid!

physical
1. minimum 4 days per week of activity: use dance dvd (that's hard!), go for a walk, work up to a jog, combo movements (30 rep, 3-5 rft sets), etc.
2. 31 days challenge of no crap: no soda, no processed/i can't pronounce the ingredients crap
3. bloodwork to check b12 levels--> will try in august

good stuff
1. rolling stones 7/1
2. vacation day 7/2
3. bathroom reno @ homestead 7/10-7/12
4. bedroom reno @ homestead 7/10-7/12
5. summer clean (clean my oven!!) 7/3-7/5
6. goodwill/rescue mission donations
7. my sister's birthday 7/9
8. my nephew turns 1! 7/16
9. nephew's birthday party 7/18
10. hair appointment 7/18

eight to five
1. office closed 7/3
2. special tac/tcc meeting 7/8
3. town council 7/9
4. planning board 7/16
5. pfc 7/23

june 2015

it's a beautiful morning! a season of change is upon us (literally, since summer starts this month!), a month full of hope and promise! here's my box full of optimism for the month ahead...

fiscal
1. make minimum $400.00 payment on debt snowball #1 (using fed tax refund; $500 would be better) (with goal of having #1 paid off by end of july) $100.00 paid. Should make another $100.00 payment before end of month.
2. make a minimum $300.00 payment on debt snowball #2 ($350.00 would be better; this is the last month to use it and then it's gazelle mode towards pay off!) $200.00 paid. need to make at least another $100.00 payment but $400.00 would be better.
3. open a savings account - i'm THIS close to the $300.00 minimum contemplating using what i've saved ($300.00) to go towards my debt...hard to have savings when you have debt.
4. final car insurance payment before renewal period (<$100.00)
5. delete candy mania off phone, leaving only solitare AND drop data down to 2 GB (to drop base rate down to <$60.00)
*even though i should knock out snowball #1 first because it is the smaller amount, i'm also trying to bring #2 down to a level that is doable in 6 months. my aunt & uncle gave me money for my birthday for my debt pay-down as they are "impressed" with my determination to get this thing knocked out...so, i have more money to play with than in any other given month.

physical
1. food challenge has begun! 30 days of no CRAP! (no soda, no potato chips, no processed/non-organic foods)
2. physical challenge! minimum 5 days a week of activity (dance dvd, go for a walk, work up to a jog, movement combinations) -- this coupled with the food challenge should produce good results
3. one more month of b12 pills before i get my bloodwork retested
4. doctor appointments: lady doctor 6/1, dermo #1 6/2, dermo #2 6/12
5. quit -- i am serious about it this time and i think i'm finally ready to let go...

good stuff
1. bathroom reno *mom's getting painters to paint 6/24, so i just have to do the decorative stuff like pick out new hardware, lighting and put it all together! :)
2. clean out my old room -- PURGE! *this moves to july 4 weekend
3. goodwill/rescue mission donations
4. my birthday 6/16
5. father's day / summer begins 6/21
6. so you think you can dance premiere 6/1
7. mistresses premiere 6/18
8. rookie blue premiere 6/25

eight to five
1. pfc 6/2
2. s.e.t. committee meeting / town council 6/4
3. nc 56 meeting 6/5
4. chicken pickin' 6/6
5. county rec meeting 6/16 meeting cancelled!
6. unrba 6/17
7. development review discussion 6/23
8. gtc (greenways) meeting 6/25
9. board of adjustment 6/25
10. ctp meeting 6/30
11. no sick days! be on time! no breakfast at work! be less involved in the nonsense!
12. finish map projects: watershed map, zoning map