november.

money.

now is the time to get serious! with the exception of buying the last of my christmas gifts/supplies, there will be NO MORE SHOPPING, online or otherwise. online shopping has really gotten out of hand for me. i'm supposed to be closing on the house in just a few short months -- my spending habits MUST change. any money i think about spending will be promptly transferred into savings or as a FCR payment. GET IT TOGETHER WOMAN!!

1. snowball #1: i used it to buy boots from sole society. they are en route back and i'll be refunded price - shipping, so i will owe $8.00 for shipping costs. PIF 11/6

2. snowball #2: pay at least $200.00

3. snowball #3: pay at least $200.00

4. rent/misc.:$1112.04 {incl. partial rent at old and new rates + water/misc.} paid 11/3

5. bills: i paid my car insurance, cell phone and internet bills way in advance on 10/30; electric
6. i almost forgot renters insurance. PIF 11/3

7. savings: deposit at least $100.00

8. christmas gifts left to buy/make: Baby Girl B.

self.

in addition to getting my financial health back on track, so shall my personal health. i was pretty consistent in august/september with walking almost every day and not drinking HFCS soda. in october, i survived without skittles but let myself have some soda. november...i'm going ALL IN. No skittles, no soda and the hardest one of all...no smoking. i know i can do it, i just have to try...and if i fail, then i'll ask for support from my doctor. also, with DLST beginning, it will be too dark to walk after work, so it's time to bring back the 5AM workouts. let's win november!! :)

1. sleep:  the goal is to get 7-8 hours of sleep each night which means no more staying up for the 11:00 news during the week. bed time is 10:00 PM or earlier. stay consistent on the weekends too...

2. sweat: continue walking after work until it's too dark; continue walking in the mornings on the weekends; add morning workouts during the week; workout/walk 5-6 days/week.

3. skin: continue to use R+F daily; beauty night (diy clay mask, face strips, mani/pedi, etc.) - saturday 11/4 after the campfire; saturday 11/18

4. oral: start oil pulling and do it 3x/week; brush/floss/use act after EVERY meal, even at work

5. hair: use leave-in conditioner 1-2x/month

6. 30 DAY CHALLENGE: No skittles. No HFCS soda. No smoking. Portion GF treats so i won't over-indulge.

fun.

1. church: 11/5, 11/12, 11/19, 11/26

2. schedule a massage

3. decorate for thanksgiving 11/10 - 11/11

4. celebrate thanksgiving

5. put up christmas tree over thanksgiving weekend :)

6. family photo sesh 11/12

7. hang art in living room, bedroom 11/10 - 11/13

8. touch up paint in bedroom 11/10 - 11/13

9. CLEAN my apartment - it is a MESS! 11/10 - 11/13

10. off 11/13

11. start making Baby Girl B's christmas gift over thanksgiving weekend (jerry's 11/18)

work.

1. town council 11/2

2. community campfire 11/4

3. town elections 11/7

4. office closed 11/10

5. off 11/13

6. UNRBA 11/15

7. PFC 11/22

8. office closed 11/23-24

pay days: 11/3, 11/17

october.

september recap.

this past month flew by. work was consumed with planning & executing the 2-day celebration to honor the 75th anniversary of the enactment of camp butner. the work was worth it...and we were all exhausted afterwards for a few days. honestly, it took me about a week to recover. i started walking in the evenings after work at the end of august and in the mornings on the weekends. last weekend, my favorite guy asked if i'd been working out. i plan to keep walking (until daylight savings time stops me - but even then i might get a flash light and a reflective vest until it gets too cold) and add post-walk body weight WODs to help motivate me to get back to my before-work WODs. i'm averaging over 20 miles a week and when i don't walk, i feel like poo. it's helping to keep me sane; at least, that's what i like to think. i've also lost about 10 lbs. which i think is a combination of walking and not drinking soda. we walked my lot on 9/27 with my construction manager. they're supposed to pour the slab during the first week of october. crazy. dreams really do come true.

here goes october...

money.
1. snowball #1: PIF in september (again)! my FICO score is the highest it's ever been!! :D
2. snowball #2: pay at least $100.00 toward balance minimum $27.00 paid 10/6; paid $100.00 10/20
3. snowball #3: pay at least $200.00 toward balance minimum $30.00 paid 10/6; paid $100.00 10/12; paid $200.00 10/20
4. savings: put at least $100.00 into account
5. rent/water/misc.: $1034.76 due 10/1-10/5 paid 10/2
6. bills: car insurance; cell phone; internet; electric
7. lease renewal: decide by 10/13 about short term lease i went with the 5 mo. lease for $1075/mo (+water/misc. = $1140 +/- which is only about a $100 increase each month)
8. christmas gifts: order gifts for Dad, Paul & Jacob + Ian B. + gesso board for Baby Girl B.'s gift at Jerry's
9. refrigerator fund: my parents let me count and roll their 2 piggy banks and keep the money to put towards a refrigerator. i added some of my change to be able to fill rolls and it was almost $200! if we can do that at least 6 more times, i'll have a fridge when i move in! :D

self.
1. sleep: get at least 7 hours of sleep each night (8 is best)
2. sweat: continue walking in the morning (weekends) and evening (after work); add body-weight WODs after walking to progress back to morning workouts when DSL starts
3. skin: use R+F daily; beauty night 2x/month (DIY mask, face strips, R+F, epsom salt bath, mani, pedi, groom, etc.)
4. oral: brush/floss/use act at least after each meal (2-3 times daily); begin using carbon coco
5. hair: use leave-in conditioner at least once a month; hair appointment 10/2
6. 31 day challenge: continue "no soda challenge;" add "no skittles" challenge

fun.
1. church: 10/1, 10/8, 10/15, 10/22, 10/29
2. hair appt. 10/2 (bye blonde!)
3. unpack & organize fall/winter wardrobe 10/7-10/8, 10/14-10/15
4. finish hanging art/mirrors 10/21-10-22
5. sort/organize/purge/shred/file 10/27-10/29
6. decorate for halloween 10/13-10/15
7. celebrate halloween!

work.
1. national night out 10/3
2. public hearing 10/4
3. town council 10/5
4. cwep + ctp meetings 10/10
5. planning board 10/12
6. intern starts(!)
7. pfc meeting 10/25
8. pay days 10/6, 10/20
weekly/weekend schedules, code enforcement, weekly website updates for committee