may 2018.

This year is really flying by! This past year has been a whirlwind with so many life events...I think I'm ready for things to slow down. I really just want to paint my powder room! But, I have to order the wallpaper first then choose the right shade of black before I can paint anyways. LOL. 

For May, I thought about doing a "no frivolous spending" month, but I decided to ease into it. May will be the month of returns, minimal spending on extras, and preparing to dive in head first towards really getting debt free. I will finish making my returns over the next couple of weeks and let the accounts clear. Then, I will transfer the balance of Card 2 to the balance of Card 1. Card 2 is a store credit card also known as the devil. I would like to let the devil go...by my birthday. :) The bottom line is that I've got to stop spending or I'm never going to get out of debt, or pay back my parents, or have substantial savings to line my pockets.

For fun, this month kicks off with a "Sisters' Night Out" on Friday, May 4th. I'm taking my sister to see Ben Folds with the NC Symphony! I think it's going to be a lot of fun. Plus, it's also part of her (early) birthday present. 💛

...

Money.
1. Finish making returns (Target, LOFT, The Container Store, PB Teen...)
2. Transfer balance of Card 2 to Card 1 ($700 +/-)
3. Pay $100.00 minimum on Card 3
4. Apartment bill(s): electric (should be the last one)
5. House bills: internet/tv; electric; gas...I am still waiting for a water bill
6. Purchases: birthday gift for my brother in law; birthday card for bil; mother's day card for my mom & grandma. I went ahead and bought bday gift for my nephew's birthday in july -- done with gift shopping until christmas!5/30/2018: Transferred $390.00 from Card 2 to Card 1. 

Me.
1. Sweat: work out at the gym, Sunday - Friday
2. Face: use R+F daily; use GlowSpin 3-5 nights/week; use clay mask once a week(end)
3. Oral: brush/floss/use act after every meal; begin oil pulling 1-2 days/week; start using carbon coco to lighten/whiten teeth
4. Beauty Nights: 5/12 (pedicure too!), 5/26

Fun. 
1. Church: 5/5, 5/13, 5/19, 5/26
2. Sisters' Night Out 5/4
3. Mother's Day 5/13
4. Brother in law's 45th Birthday 5/15
STUDY STUDY STUDY
5. Test Day 5/22
6. Clean the House: Memorial Day Weekend!
7. Memorial Day 5/288. Interview 5/30

Work.
1. Town Council 5/3
2. Planning Board 5/12
3. UNRBA Board Meeting 5/16
4. Out of Office 5/21-22
5. Path Forward 5/23
6. Office Closed 5/28
Pay Days: 5/4, 5/18


Image: https://ktswblog.net/