money.
^NO SPEND MONTH! I will not spend money on home purchases, clothes, shoes, accessories, eating out, alcohol, caffeine, candy, non-GF treats, c-sticks, or any other non-essential. I can spend money on gas and groceries...it's time to get super frugal! Exceptions: study materials for my exam and paint. FAIL
^Pay balance of HOA Dues
^Transfer remaining balance (LLC) to new card in order to close that account!
^Pay car insurance in full - this saves $90.00 + $90/month in payments + no payments until January 2019!
^Begin making *significant* payments on lowest balance and start tackling my debt with intensity! (*significant* means at least double the minimum payment due)
me.
^church: go at least 3 times this month FAIL
^sweat: hit the gym 4-6 days a week
^beauty: start using all my fun tools from VP; weekly clay masks; be consistent with R+F (daily); consistently brush/floss/ACT after every meal; home pedicure twice a month; start oil pulling 1-2 nights each week.
^NO CRAP! I will not drink HFCS soda - caffeinated or not; I will not have any non-GF treats which means no skittles; I will portion my snacks so I'm not eating all day long at work; I will eat breakfast before I come to work; I will make everything I eat (exception: pizza). FAIL
fun.
^holiday! 7/4
^sister's birthday 7/9
^nephew's birthday 7/16
^hang art
^finish organizing the guest room
STUDYING RESUMES...MONTH 1 of 5 -- Exam Date: 11/19/2018
^make flash cards for vocabulary
^read supplemental materials (at least 5)
work.
^office closed 7/4
^town council 7/12
^planning board 7/19
^cwep 7/24
^pfc 7/25
pay days:7/13, 7/27
^Transfer remaining balance (LLC) to new card in order to close that account!
^Begin making *significant* payments on lowest balance and start tackling my debt with intensity! (*significant* means at least double the minimum payment due)
me.
^sweat: hit the gym 4-6 days a week
^beauty: start using all my fun tools from VP; weekly clay masks; be consistent with R+F (daily); consistently brush/floss/ACT after every meal; home pedicure twice a month; start oil pulling 1-2 nights each week.
^NO CRAP! I will not drink HFCS soda - caffeinated or not; I will not have any non-GF treats which means no skittles; I will portion my snacks so I'm not eating all day long at work; I will eat breakfast before I come to work; I will make everything I eat (exception: pizza). FAIL
fun.
^finish organizing the guest room
STUDYING RESUMES...MONTH 1 of 5 -- Exam Date: 11/19/2018
^make flash cards for vocabulary
^read supplemental materials (at least 5)
work.
pay days:
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